Bypass with the wrong CVV of debit card and get OTP? How to bypass CVV Code to complete the transaction?

2.3K    Asked by Ankesh Kumar in SQL Server , Asked on Nov 29, 2021

This is happening in Visa/MasterCard/American Express, etc. I tried checking in many payment apps and payment gateways that if I enter the correct debit card number, name, valid date, and wrong CVV number, I am able to receive OTP. however, the transaction is unsuccessful due to validation at the last for the wrong CVV. But shouldn't first verify before I get the OTP? What's the reason, Isn't it a security issue?


But shouldn't it suppose verify before I get the OTP? What's the reason, Isn' it a security issue? This is absolutely NOT a security issue! quite the opposite it's a protection. Let's go through the steps.

  • You put in card details.
  • You put in CVV
  • You put in the OTP.

The payment is processed if and only if the combination of all of it is correct. Now assume a scenario where it tells you the CVV is wrong before the 2FA that is just going to simply give the attacker a chance to better attack.Now the attacker knows the CVV is wrong and can simply change that. While in the correct scenario attacker will have to break 2 Factor authentication to gain that information

How to Bypass CVV Code to Complete the Transaction?

Let me put this straight unless your debit or credit card company allows you to bypass the CVV code for any transaction you will not be able to bypass the code at any cost. If there are any tools or programs that tell you that they can bypass the CVV code for you are the one who wants to get the information related to your card. And you can be easily hacked if you are going to try methods present over the internet. Hence to be secure never try to bypass the CVV code that you own already if have stolen a card even if you will be able to bypass the code still you can be caught easily by the authorities.




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