Credit card track 1 and track 2 generator that is valid. Is it possible?

 The entire idea of magstripe data on the card is to certify that the card was available when the transaction was done. If you could rebuild it without the card, that would kill the purpose. So, PCI guidelines ask you not to keep the full swipe data. When you glance at what is in the swipe, you can see that the service code and the discretionary data fields are not printed on the card. Service codes are standardized but you can’t know what will it be. Discretionary data is distinct to every bank but has data like CVV1, a secure PIN, and various unique details. It is also separate between track 1 and track 2. Only the issuing bank can know if properly formatted swipe data is legitimate or not, but there is no method to fake it to the bank, Hence, credit card track 2 generator is invalid.

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